• Payment Plan
  • Health Funds


Interest Free Payment Plan

We offer unique convenient payment plan options that are managed by DentiCare so we can focus on you, your healthcare and your smile. It features:

  • Available for treatment over $600
  • No interest (just a small account establishment fee of $39)
  • Simple and easy one page form
  • Weekly, fortnightly or monthly cycles
  • Simply pay a required deposit to us, and pay your remaining balance on a DentiCare payment plan
  • Flexible payment plan terms
  • Extra payments at anytime
  • Payout at anytime

Payment Plan Calculator


Interest Rate




Minimum Treatment



Preferred Provider

  • HCF
  • CBHS
  • NIB

We are HCF, CBHS and NIB preferred provider.

Under HCF's "More For Teeth" program every HCF member with extra's cover is eligible for two fully covered check-ups and cleans each year, this means no out of pocket expense for you. "More For Teeth" also covers you for routine check x-rays and no gap on professional custom fit mouthguards at our clinic.

Medicare – Child Dental Benefit Schedule (CDBS)

  • Medicare

The Child Dental Benefits Schedule (CDBS) commenced on 1st January 2014 and took the place of the Teen Dental Vouchers. At Ballarat Family Dental, we bulk-bill all patients eligible for CBDS so that any treatment billed under the scheme and within the limit attracts no extra fees to the patient.

CDBS provides access to benefits for basic dental services to children aged 2-17 years of age. This program is means tested, which means all eligible children, their parents, carer or guardian must receive an Australian Government payment such as Family Tax Benefit A.
The total benefit entitlement is capped at $1,000 per child over a two calendar year period.

The $1,000 entitlement covers a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. It does not cover for orthodontic or cosmetic dental work. View a complete list of the Government payments entitled to this program.

Free Dental for Kids

No Gap for CDBS patients

Find Out More

Veteran Affairs

  • DVA

We accept Department of Veteran Affairs (DVA) Gold and White cards for dental services including prevention treatment, all general dental services, the filling and crowning of teeth and the construction of dentures.

If you hold a DVA Gold or White card please call us at (03) 5337 6659 to book an appointment.